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What is APR and why does it matter?

Updated over a week ago

APR stands for Annual Percentage Rate — it shows the total cost of borrowing over a year, including both interest and any standard fees.

It’s a helpful way to compare different credit products and understand how much you’ll pay if you carry a balance over time.


At Vuelo, your APR is:

  • Clearly displayed in your Credit Agreement

  • Calculated using a 6 to 12-month repayment model

  • Designed to help you make informed borrowing decisions

We’re now fully FCA regulated, and your agreement follows all UK Consumer Credit regulations, including APR disclosure.

Still unsure? Just message us — we’re here to help you understand your credit with confidence.

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